VISA 2015 CSCU HOW WOULD YOU SPEND IT? EMPLOYEE PROMOTION: NO PURCHASE OR CARD APPLICATION NECESSARY TO PLAY OR WIN THE GAME OR SWEEPSTAKES. NON-APPLICATION GAME PLAYS AND ENTRIES AND APPLICATION GAME PLAYS AND ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open to legal US & DC residents 18 and older as of 2/1/15 who are employed by a participating CSCU financial institution. Void in Puerto Rico and where prohibited. Game begins on 2/1/15 and ends on 3/31/15. RECEIVE A GAME CARD: Employees will receive one (1) game card each time they complete one of the following activities: 1) Card Application: Submit a Visa debit or credit card application; 2) Referral: Make a referral that leads to a Visa debit or credit card application; OR 3) U.S. Mail: To receive a game card by U.S. Mail without submitting a Visa card application or referral: Send a hand-printed, self- addressed, stamped envelope to: Visa 2015 CSCU How Would You Spend it? Employee Promotion Card Request, P.O. Box 832, Plainview, NY 11803. Must be postmarked by 3/31/15 and received by 4/7/15. HOW TO PLAY: Gently scratch off the silver covering on the game card to reveal a message and code. If your card reveals a prize description, you are a potential winner of the prize indicated. If the game card reveals “Sorry, you’re not an instant winner”, you are not a winner. PRIZE CLAIM & SWEEPSTAKES ENTRY: Go to no later than 4/30/15 to claim your prize. Upon submission, instant winners will automatically receive (1) entry into the Sweepstakes by the dates specified in the Entry Chart in Rule #7 of the Official Rules. All instant win prizes must be claimed by 4/30/15. Unclaimed instant win prizes will not be awarded. NON-WINNING INSTANT PRIZE SWEEPSTAKES ENTRY: 1) Employees with non-winning game cards may also enter the Sweepstakes by visiting by the dates specified in the Entry Chart in Rule #7 of the Official Rules. Upon submission, employees with non-winning game cards will receive one (1) entry; 2) Employees with receive one (1) entry into the Sweepstakes by visiting and successfully completing a training module including: course, quiz, and, online game. ODDS: Odds of winning an Instant Win Prize are 1:4. Odds of winning a Grand Prize or First Prize depend on the number of Sweepstakes entries received. One (1) Grand Prize: $5,000 awarded in the form of a check. Ten (10) First Prizes: $500 Visa gift card. Thirteen (13) Instant Win Prizes: ten (10) $5 Gift Code, ARV $5 each and three (3) $10 iTunes Gift code, ARV $10 each. Total ARV of all prizes $10,080. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. is not a sponsor of this program. For complete gift card terms and conditions, see ©,®,™ Inc. and/or its affiliates, 2015. No expiration date or service fees.

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